jill has always wanted to travel to china and plans to take a trip there in five years; she estimates that she will need $3,000 to pay for the trip and plans to make annual deposits to a savings account to reach her goal for pay for the trip. if her account earns 2% interest, how much should she deposit each year to reach her goal? use time value of money factors with at least 4 decimal places then round your final answer to the nearest whole dollar.