which of the following are factors that a financial planner should monitor for every client? i. changes in the client's objectives ii. changes in the client's marital status iii. changes in property laws iv. changes in the amount of lifetime gifts made by the client which of the following are factors that a financial planner should monitor for every client? i. changes in the client's objectives ii. changes in the client's marital status iii. changes in property laws iv. changes in the amount of lifetime gifts made by the client i, iii, and iv i, ii, iii, and iv ii, iii, and iv i and ii