choose all the descriptors that tell about the functions and policies related to thrifts. group of answer choices they are exactly the same as a credit union except for the name. they cannot offer certificates of deposit (cds). they are mutually held corporations with decisions made by depositors and borrowers. they are exactly the same as a bank except for their name. they are also known as savings and loan associations. their law limitations govern use of assets that can be used for commercial loans. they specialize in savings accounts and making money off of mortgages and personal loans. they are not for profit.