Unsecured loans intended for short time periods at very high interest rates are called payday loans, because they are supposed to be repaid at the next payday. Wonga, the largest payday loan maker in Britain, typically charges 1% interest per day. Find Wonga's annual rate of interest. [Hint: Find the rate of interest corresponding to 1% per day compounded for 365 days. Note: Such loans are illegal in the United States.] (Round your answer to the nearest integer).