1 . money awarded to students that does not need to be repaid capital 2 . an account with a financial institution used to pay taxes and insurance collateral 3 . a piece of property that a person promises to give the lender if a loan is not paid escrow 4 . a process through which a lender obtains money from an individual's employer to pay an unpaid debt garnishment 5 . your net worth; the value of the items you own and the cash you have grants