3)Morning Star Investments Fund portfolio hold two classes of shares: Class A and Class B. Class A shares have a front end load of 5%. Class B shares have 12b-1 fees of 0.6% on annual basis. Class B shares also have back end load fees which is 6 per cent initially and fall by 1.2 per cent per year until the fifth year. It is assumed that the initial investment amount is $1000 and the rate of return on the portfolio net of operating expenses is 12%. Suppose you make investment in each share fund and sell after 4 years, estimate the value of the portfolio. Which is a better choice -Class A or Class B shares?