In Ch.10 and Ch.11 we discuss how companies raise capital in the form of issuing debt or issuing stock. As you have probably seen on the news the Government through the Small Business Administration authorized the Paycheck Protection Program ( PPP) to help small businesses cope and have money to pay bills during this Covid19 epidemic. Businesses with less than 500 employees can apply and get money to help with expenses such as payroll, rent and utilities. However the whole process was a disaster and a perfect example of government regulation and many corporate and publicly traded companies receive funds while some small businesses did not even have their loan applications looked at . Take a look at the articles that we have here and provide analysis and insightful opinions.