An insured is involved in a car accident. After the accident is determined to be her fault, the police give her a breathalyzer test to determine whether or not she had been drinking alcohol before the accident.
Her blood alcohol level is over the legal limit.
What type of health benefits will her health insurance policy pay for her injuries if the policy includes the narcotics and intoxicants provision?

a. Only post-hospitalization benefits
b. Full benefits
c. Partial benefits
d. No benefits