Spent: Looking for Change Discussion Questions: 6. Which story impacted you the most? Why? Discussion Questions 7. Justin's decisions from when he was sixteen years old have followed him to his adult life through his credit score. What can one learn from his story? 8. In your opinion, what would be the most difficult part of living with no credit? 9. After viewing this documentary, would you consider taking out a payday loan? 10. What can a high school student without credit learn from this documentary?​