Which of the following statements is TRUE with respect to alternative compensation schemes? a. Most workers' compensation schemes are funded by voluntary donations from employees. b. No-fault automobile accident schemes only apply to accidents that were not the fault of either party. c. All no-fault automobile accident schemes existing at this time, necessarily prevent the victim of a traffic accident from suing in tort. d. Most alternative compensation schemes are funded by a tax that is imposed on damages that are awarded in tort cases.