Cool Refrigeration arranges to have Red Fire Truck Lines haul twenty refrigerators from Minnesota to Florida. In which of the following situations will Cool Refrigeration, the shipper, bear the loss?
a. The refrigerators are damaged during loading onto the truck by Cool Refrigeration employees.
b. The refrigerators are damaged during transport due to negligent driving by Red Fire Truck Lines drivers.
c. The refrigerators are damaged due to a natural disaster while in transit.
d. The refrigerators are damaged upon arrival in Florida due to mishandling by the receiving staff at the destination.