Which of the following is a statement that is guaranteed to be true, and if untrue, may breach an insurance contract
a. The insured must provide accurate and complete information when applying for insurance coverage.
b. The insured must pay their premiums on time as agreed in the insurance policy.
c. The insured must notify the insurance company of any changes to their risk profile or circumstances that may affect their coverage.
d. The insured must submit all claims for reimbursement within 90 days of the incident or loss.