Answer:
He should ask himself how frequently he will use the deposits, and whether he wants to earn interest on those deposits or not.
Explanation:
Checking accounts are meant to be used frequently. The money deposited in them is not supposed to accumulate over time, but to deplete constantly before new deposits are made. This is why checking accounts do not earn interest over time.
Savings accounts on the other hand, are supposed to be used less frequently, and deposits should accumulate over time so that they earn an insterest payment.
