Andrew is insured by Leroux Health Insurance under Plan A. The plan includes a $248.00 monthly premium with a $5,500.00 annual deductible (not including co-pays). Andrew is severely asthmatic. He visits his primary care physician twice a month and his asthma specialist once a month. He has two separate generic inhalers that need to be refilled on a weekly basis. To make matters worse, Andrew has recently been diagnosed with appendicitis and is scheduled to have his appendix removed in the morning. The procedure will cost about $1,500. Considering his frequent doctor visits, many prescription refills, and his appendix removal in addition to his monthly premium, how much will Andrew pay in health care related fees this year? Leroux Health Insurance Plan A Cost: Monthly Premium: $248.00 Annual Deductible: $5,500.00 Co-pays: Brand-name Prescriptions $35.00 Generic Prescriptions $15.00 Visits: Primary Care Physician: $40.00 Specialist: $60.00 Urgent Care: $125.00 Emergency Room: $325.00 a. $2,976.00 b. $5,500.00 c. $6,216.00 d. $7,716.00

Respuesta :

Answer:

d.

$7,716.00

Based on his various medical costs and his insurance premium, Andrew's health care costs for the year come to d. $7,716.00

Annual insurance premium

= Monthly premiums x 12

= 248 x 12

= $2,976

Primary Health Care co pay for year

= Price care cost x 2 times per month x 12 months

= 40 x 2 x 12

= $960

Asthma Specialist

= Cost x 12 months

= 60 x 12

= $720

Inhaler refill

= Generic inhaler cost  x 2 inhalers x 52 weeks

= 15 x 2 x 52

= $1,560

Medical cost for year

= Insurance premium + Primary heath care + Asthma specialist + Inhaler refill + Surgery

= 2,976 + 960 + 720 + 1,560 + 1,500

= $7,716

In conclusion, medical costs for the year is $7,716.

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