John's dog bites a friend who is visiting John's house. Which part of John's homeowners policy, if any, would cover the visitor's ensuing medical expenses

Personal liability insurance covers any event or accident, in or out of your home that results in bodily injury or property damage that you are held legally responsible for. Personal liability claims could include medical bills, legal fees and more if a guest is injured on your property, as well as coverage for accidental damage you are legally responsible for on someone else’s property. Personal liability covers for pocket for incidents like these, up to the coverage limits. That’s why personal liability insurance is an important component of your homeowners insurance or renter’s insurance policy. No matter how cautious you are accidents happen and can be very costly but personal liability insurance can help pay for things like: the injured party's medical bills and repair costs for the person's damaged property.