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26-02-2020
Business

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Under the Fair Credit Reporting Act, credit bureaus are required to report information accurately and to remove or correct information that is outdated or inaccurate. True False

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Parrain Parrain

29-02-2020

Answer: True

Explanation:

The FAIR CREDIT REPORTING ACT (FCRA) is a federal law which in 1970 was passed in the United States and seeks to regulate the collection and access to a consumer's credit report.

Amongst other things, the FCRA requires that consumer's get a free credit report per annum from the 3 major Credit bureaus being Equifax, Experian and TransUnion.

Most relevant to this question however is that indeed the Bureaus are to keep information accurate and up to date and if they fail to, a complaint can be launched to the Federal Consumer Financial Protection Bureau.

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