"Albert applied for a consumer durables loan at Horizon Bank and had to provide his personal information in the loan application form. John, the banker in charge, used Albert’s information to sell him a credit card issued by Horizon Bank. In this scenario, John’s action is considered"

Question

23-03-2020
Business

contestada

"Albert applied for a consumer durables loan at Horizon Bank and had to provide his personal information in the loan application form. John, the banker in charge, used Albert’s information to sell him a credit card issued by Horizon Bank. In this scenario, John’s action is considered"

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Parrain Parrain · Answer 1 · 2020-03-26T02:23:25+01:00

Parrain Parrain

26-03-2020

Answer: c. legal but unethical

Explanation:

With John being in charge of the loan application when Albert came to apply, John had access to Albert's information.

John then used this information which he had LEGAL access to, to recommend a bank product to Albert.

This is legal but UNETHICAL because Albert did not know that any information he gave will be used for a reason different from his application for a loan.

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