Why do the women from the Financial Diet recommend using direct deposit, mobile banking, and financial apps?

They are useful because you save time and money (and most people consider that time is money). Most apps offer services for free while normally your bank used to charge you for them. Sometimes it is not only what you pay for certain services or not, but the amount of time you spend doing something that can be easily done through an app, e.g. instead of going to an ATM you can just use a cellphone. Those 20-30 minutes that you save cost money. Another advantage of doing things online is that you have the information on hand, and you can check your transactions easily, e.g. when preparing tax returns.

PiaDeveau PiaDeveau · Answer 2 · 2022-04-01T12:58:42+02:00

Direct deposit, mobile banking, and financial applications are recommended by the Financial Diet because they save time and money.

Financial Diet and direct deposit:

The majority of applications provide services for free, although your bank would generally charge you for them.

It's not only about whether you pay for particular services or not; it's also about how much time you spend doing something that might be done quickly with an app, such as withdrawing money from an ATM instead of going to one.

Those 20-30 minutes you save are a financial investment. Another benefit of doing things online is that you have access to the information and can readily check your transactions, such as when filing tax returns.

Find out more information about 'Tax returns'.

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