The following is true when considering writing a check or using a debit card:

a promissory note is more valuable than receiving payment via a debit card

it is always better to write a check or use a debit card than to send money via an electronic
funds transfer (EFT)

it is advisable to write a check after the grace period ends on your credit card bill

it is necessary to maintain a positive bank account balance for debit card transactions to
successfully go through