Your realized income is $2,085.44, and your fixed expenses are 30%. You want to save 6 months’ worth in an emergency fund. If you only want to put 50% of your discretionary monies toward the emergency fund each month, how many months will it take to fully fund it, excluding interest accrual? (Note: Round up to the next whole month.) 4 months 6 months 10 months 11 months