Jacob, a full-time residential college student, sprained his ankle in an intramural basketball game at the university's gymnasium. He is insured on his parent's HMO plan, but the closest provider is 50 miles from campus. Which of the following facilities would be the best choice for him considering out of pocket costs, convenience, and time?
A) Going to his former pediatrician in his home town when he goes home for fall break next week.
B) Going to the local urgent care facility.
C) Going to the local hospital.
D) Going to the student health center on campus.

Health Maintenance organizations are the healthcare service providers and insurers. For Jacob going to the student health center on campus will be the best chance. Thus, option D is correct.

What is medical insurance?

Medical insurance is the coverage of medical emergencies that covers the expense and the bill of the insured person. Though they provide limited coverage for emergencies than health insurance. It acts as a protection against high bills and unexpected emergencies.

The HMO supports the medical insurers but in the case of Jacob, he can visit the health center for students on campus as they also provide treatments with less cost. This will be best to treat the sprained ankle.

Therefore, option D. Jacob should go to the health care center is correct.

Learn more about medical insurance and HMO here:

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