Last week, Clay had a beginning balance of $60 in his account. He wrote 4 checks for $20 each from his checking account, withdrew another $30, and finally made a deposit of $96. Explain in words, what Clay should do to get his account balance to zero?

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Answer:

Clay started with $60, then wrote 4 checks totaling $80, which put him in the negative -$20 then withdrew another $30 to make the total -$50. Then Clay puts $96 back in the bank to make his account $46. to make it zero he must withdraw the $46.