The correct option is C. that is; a tree branch breaks your bedroom window during a storm
Homeowners insurance refers to property insurance that covers damages on any properties in your residence. The property insurance also covers damages to the furniture and other valuables in your residence.
The four categories of damages that are covered by homeowner insurance include:
Whenever homeowners file an insurance claim on any of the incidents, they will be required to pay a deductible.
Renter’s insurance is also a form of property insurance and commonly known as tenants' insurance. This form of insurance gives coverage to your belongings and also provides some additional living expenses if an unexpected event took place.
The various types of coverage in renters insurance include:
The personal property covers the cost to replace your assets such as electronics, furniture, and others.
Liability covers the cost of repairs if you damage other people’s property accidentally
Additional living expenses cover the cost of living expenses if the damages in your residence are up to a state where your residence is no more suitable to live.
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