We will possibly not be able to use a check that you just deposited in a checking account if the deposit has been overdrafted.
Generally, a bank may hold a deposited check if there are insufficient funds in the payer's account or if the payer's account is closed or blocked for some reason.
But, in this context, if the deposit has been overdrafted, then one will possibly not be able to use a check that you just deposited in a checking account.
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