The feature which is not common to the financial institution is access to the financial product. Thus the option (B) is correct.
What is financial institution?
Financial Institution refers to the organization which provides with the financial services to the people. These services are mainly provided by the banks.
The most common functions or features of a bank or financial institution are to provide accounts to people to deposit their money and to give interest on it. It also provides with the services of granting the loan.
However, selling the investment product is not the common feature of the financial institute. Thus option (B) is correct.
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