Respuesta :
The option that best describes the obligation of the brokerage is "Winthrop Brokerage does not need to submit the advertisement to CMS for prior...", option A.
Does the advertisement need approval?
If the advertisement provided information about the plans' benefits, costs or ranking standards, for example, Winthrop Brokerage would have to submit it for approval by the Centers for Medicare and Medicaid Services (CMS).
However, that is not the case. As we can see, the advertisement mentions the plan but does not provide such information. As a matter of fact, it tells the audience to contact the Brokerage if they want to learn more about the plan. For that reason, the advertisement does not need to be submitted for CMS approval.
With the information above in mind, we can choose option A as the correct answer.
The complete question with the answer choices is the following:
Winthrop Brokerage wishes to place an advertisement in the local newspaper that says: “We offer Medicare Advantage plans offered by AB Health and Top Choice Health. Contact us if you would like to learn more.” Which of the following best describes the obligation(s) of Winthrop Brokerage regarding the advertisement?
- Winthrop Brokerage does not need to submit the advertisement to CMS for prior approval because it does not include information about the plans’ benefit structures, cost sharing, or information about measures or ranking standards.
- Winthrop Brokerage must submit the advertisement to CMS for prior approval because it is considered general audience marketing.
- Winthrop Brokerage does not need to submit the advertisement to CMS for prior approval and may also include the advertisement information about the plans’ benefit structures and star rankings.
- Winthrop Brokerage must submit the advertisement to CMS for prior approval because it meets the definition of marketing material.
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