The fire department service charge under the Builders Risk form is additional coverage. Thus, option 'D' is the correct option.
Addition to a primary policy that permits the insurance of a person or organization in addition to the policyholder is known as additional coverage. Usually, general liability insurance policies include supplementary coverage.
The additional person(s) may be covered by insurance for a single incident or for the duration of the policy. Before being approved and included in the policy, the person or persons being added must fulfil a certain set of standards.
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