Uses of commercial bank funds Which of the following are ways that commercial banks use the funds they receive? Check all that apply. Provide direct lease loans to support business that don't want to add debt to their balance sheet but still need large amounts of capital for major purchases. Provide working capital loans to support business' purchasing of fixed assets like land, machinery, fixtures, manufacturing facilities, etc Provide installment loans to support individuals' minor purchases, such as small household appliances, clothing, etc. Toke speculative positions on equity securities, bonds, and other debt securities for their own accounts