For which buyer would a lender most likely approve a $200,000 mortgage?

a person with a credit score of 800 with a large amount of debt who has recently switched to a lower-paying job
a person with a credit score of 760 with a small amount of debt who has had steady employment for many years
a person with a credit score of 650 with a large amount of available credit who has a low-paying, but steady job
a person with a credit score of 600 with a small amount of available credit who has recently switched to a high-paying job

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25-10-2017
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For which buyer would a lender most likely approve a $200,000 mortgage?

a person with a credit score of 800 with a large amount of debt who has recently switched to a lower-paying job
a person with a credit score of 760 with a small amount of debt who has had steady employment for many years
a person with a credit score of 650 with a large amount of available credit who has a low-paying, but steady job
a person with a credit score of 600 with a small amount of available credit who has recently switched to a high-paying job

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What is the answer to part a and b?

scouteo scouteo · Answer 1 · 2018-11-14T18:05:46+01:00

The correct answer is B). A person with a credit score of 760 with a small amount of debt who has had steady employment for many years.

You use a mortgage when someone wants to raise funds to buy real state property. The other case is when property owners want to raise funds putting a lien on the property.

Any person can lend money to get additional home-financing from three sources: direct lenders, mortgage brokers. Homebuilders, and real state agencies.

Martebi Martebi · Answer 2 · 2022-04-20T18:43:06+02:00

To a person that has a credit score of 760 with a small amount of debt who has had steady employment for many years, a buyer would a lender most.

Who is a lender?

A lender is known to be a person or a public or private firm, that gives funds to person or business with the use of interest or fees.

Note that in the above scenario, the buyer would a lender most to a person that has a credit score of 760 with a small amount of debt who has had steady employment for many years as the person will be able to pay back.

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