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A Roth IRA and a Tax Deferred investment plan are just two of many ways you can invest into for your retirement. If you wanted to contribute amounts greater than $5,000 a year, which of the two investment plans would you consider and why?

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hisroyal1
If I want to contribute amounts greater than $5,000 on an annual bases, I would consider the Tax Deferred Investment Plan; the Tax Deferred Annuity most suitable in this situation because a Roth IRA has a contribution limit of $5,000 annually, whereas the Tax Deferred Investment Plan has no contribution limit.

If an amount greater than $5,000 is made on an annual bases, then the Tax Deferred Annuity will be the best investment plan. A Roth IRA will only allow a maximum of $5,000 to be deposited annually, where as the Tax Deferred Annuity has no contribution limit.

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