For " two investment options would be best if you are 45 years old". Investing in a certificate of deposit (CD) or a bond is the best alternative. This is further explained below.
Generally, The most prevalent asset classes are stocks, bonds, mutual funds, and ETFs. A retirement savings plan or a college savings plan would likely include investments in these asset classes.
In conclusion, Bonds and certificates of deposit (CDs) are the finest alternatives for long-term investments.
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